Wells Fargo is really interesting. They apparently violated a federal regulation by charging me overdraft fees whereas I had never signed up overdraft protection.
Their customer representative offered me a solution: HALF refund, and said there was no such federal regulation.
However, he lied. See the Federal Reserve regulation on overdraft at:
http://www.federalreserve.gov/consumerinfo/wyntk_overdraft.htm
Spread the word. And tell Wells Fargo customer representative there is such a thing next time.
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